Early Salary – A Personal loan Mobile App



EarlySalary is the most innovative Personal Loan App for Salaried Professionals. Loans range from 3,000 to 500,000. The product will be for the period up to 45 days where salary advance to the tune of the net salary in hand. The salary is given at a very competitive ROI. It would be an app-based disbursal.

Client requirement


This is the best fintech mobile app owned by the Indian Client. This mobile application is for those employees whose ages are between are young 22-55 years old salaried. He should be a resident of India. The client wants a very smooth user-friendly mobile application.

Method Proposed


It would be a total App-based disbursal with their in-built social algorithm, We can quickly estimate the ‘social worth’ of the user using a ‘Machine Decisioning System’ which is powered by ‘Social Underwriting System’ and a unique ‘Score Card’ before deciding the loan application along with fewer mandatory KYC documents

Salient Features


1. No pre-closure charges after ….. days
2. Partial Payment allowed
3. Cheque bounce charges: Rs. 500 / cheque bounce(need to check viability)
4. Late payment charges: …….Interest per day will continue to be charged up to a maximum of 30 days from your repayment date
5. Stability with the current employer should be at least 1 year with a total experience of at least 2 years
6. CIBIL score until ……. to be considered normally banks consider the same score till 700




There are different challenges to make this mobile app but the most important was to implement the algorithm effectively that mathematically calculation done perfectly.

Client’s Experience


The client was frustrated with many developers, tried many, his search was over when he got us (I-SOFTINC), we are the best for all kind of IOS, ANDROID APP DEVELOPMENT, the client would recommend us as the best professional and well-managed team very cost-efficient, we have done a lot of great apps for clients.

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We provide you with the best quality and cost-effective solutions, With quick response. We work with our Clients as your long partners, where we provide a complete end to end services from Consulting, Development, and Support.

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